Personal Protection
Adept Private Finance can review your protection needs to ensure that you and your family are adequately insured for death, a critical illness or a long term illness. Obtaining your mortgage is only a part of our overall recommendation and ensuring that you hold onto your property once you have it is also an important consideration that we will discuss with you. We will be able to compare providers and help with the application process, as well as ensuring that appropriate Trusts are set up to further protect you and your family.
General Insurance
Adept Private Finance can review and advise on all of your property insurance needs, to include extremely competitive and even bespoke buildings and contents insurance and redundancy cover. Whether it be your home or investment property, we can work with you. We advise on High Net Worth Insurance, Business Insurance to include Professional Indemnity cover through to Commercial Buildings cover and Commercial Contents cover such as stock and tools.
Business Protection
When a key person/business owner dies unexpectedly or has a critical illness, the impact to that business is often considerable, and can affect the financial stability of the business. Many profitable businesses can fail and cease to trade due to an unexpected interruption in cash flow, following the loss of a key person within the firm. Targeted Business Continuity Planning for such eventualities is specialised and potentially crucial - this is where we come in at Adept Private Finance. We can help make this advice tax-efficient for you and your company, and simple for you to understand the benefits for both you and your employees. We can advise on Relevant Life Cover, Key Person Cover, Shareholder and Partnership Protection to help ensure your own Business isn’t placed under undue risk if certain life events happen. We liaise with you, your accountant and your solicitor to make sure the advice you receive is the best possible for you and your business.